🎄✨ 2026 is coming: The perfect time to take control of your finances
The end of the year is slowly approaching... with its share of dinners, gifts, family gatherings, and let's be honest, a bit of chaos. But it also brings something precious: a moment to pause. A moment to reflect on what we truly want next. And with 2026 approaching quickly, it's the perfect timing to review your financial situation, clarify your goals, and prepare for a simpler, more aligned, and more secure year.
🎁 1. December: The ideal month to review your finances
Before planning the next year, you need to look at the previous one. Here are some simple questions to start with:
• Did I stick to my budget?
• Are my financial protections still appropriate?
• Did I make progress toward my projects (house, debts, savings, retirement)?
• What would I like to improve in 2026?
A financial review, even a quick one, provides incredible clarity. And sometimes... it helps you realize you're much further along than you thought.
🎄 2. The holiday season: Not just expenses... an opportunity to plan smartly
Yes, the holiday season is expensive. But it's also a perfect time to think about your financial priorities. Why? Because for many people, values emerge: family, stability, security, freedom, quality of life. And these are exactly the values that should guide your financial decisions in 2026.
🎯 3. 2026: Set 3 clear and realistic financial goals
No need for a long list. Three well-chosen goals are all you need to create real transformation. Here are some examples of popular goals among my clients:
• Implementing a strategy to buy a house
• Regaining control of your budget (and keeping breathing room!)
• Optimizing protections: life insurance, disability, critical illness
• Maximizing savings (FHSA, TFSA, RRSP, investments)
• Seriously preparing for retirement
• Protecting against unexpected events
• Creating a simple but effective financial plan
The important thing is to choose what makes sense for you.
📌 4. How to be certain you'll achieve your goals in 2026?
Here's the method I give to all my clients:
1. Clarity: Understanding where you really stand
2. Structure: Having a simple and realistic plan
3. Support: Not trying to do everything alone
Because when you're well guided... everything becomes less complicated, less stressful, and much more possible.
🎆 5. Entering the new year with confidence
Imagine starting 2026 knowing that:
✔️ Your budget is clear
✔️ Your protections are in order
✔️ Your savings are working for you
✔️ Your goals are defined
✔️ You have a plan to move forward, step by step
That's exactly what I create with my clients: a simpler, more stable, and more secure financial year.
❤️ 6. A final word for you
I wish you a wonderful holiday season, filled with warmth, beautiful encounters, and well-deserved breaks. And if you want to start 2026 on the right foot, I'm always here to support you — whether it's for a complete plan, optimization, or simply to answer your financial questions.
🎄 Merry Christmas,
✨ Happy New Year 2026,
and above all... a great start toward your goals!
— Charlotte Lapierre
Financial Security Advisor